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The Coronavirus Capital Projects Fund Capital Projects Fund will address many challenges laid bare by the pandemic, especially in rural America, Tribal communities, and low- and moderate-income communities, helping to ensure that all communities have access to the high-quality modern infrastructure, including broadband, needed to access critical services.
The state plans approved in this first group will support broadband infrastructure designed, upon project completion, to deliver reliable internet service that meets or exceeds symmetrical download and upload speeds of megabits per second Mbps , speeds that are needed for a household with multiple users to simultaneously access the internet to telework and access education and health monitoring. Treasury designed its guidance to prioritize connecting families and businesses with poor and inadequate service — particularly those in rural and remote areas.
The COVID public health emergency revealed and continues to reinforce our understanding that communities without access to high-quality modern infrastructure, including broadband, face impediments to fully participating in aspects of daily life, such as remote work, telehealth, and distance learning. The Capital Projects Fund aims to:. A key priority of this program is to make funding available for reliable, affordable broadband infrastructure and other digital connectivity technology projects.
Recipients may also use funds for certain other capital projects, such as multi-purpose community facilities, that enable work, education, and healthcare monitoring, including remote options. The program encourages recipients to focus on economically distressed areas, support community empowerment, and adopt strong labor practices. Eligible states, territories, freely associated states, and Tribal governments will be able to apply for their allocation of the Capital Projects Fund through the Treasury Submission Portal.
All eligible applicants must carefully read the Capital Projects Fund Guidance regarding the process for requesting funding. After an application has been submitted, reviewed, and approved by Treasury, states, territories, and freely associated states will submit a Grant Plan and at least one Program Plan via the Treasury Submission Portal. Grant Plans will be used by Treasury to assess proposed uses of funds for alignment with Capital Projects Fund objectives and requirements.
Grant Plans and all Program Plans must be submitted no later than September 24, Tribal governments should not submit a separate Grant Plan or Program Plan. To assist states, territories, and freely associated states in preparing to submit the Grant Plan and any Program Plans, Treasury has provided a Sample Grant Plan showing the information that is required on the Treasury Submission Portal.
Grant Plans will not be accepted via email. States, territories, and freely associated states must also submit at least one Program Plan indicating the proposed use of funds. Program Plans must be uploaded and submitted via the Treasury Submission Portal. Program Plans will not be accepted via email. These allocations include:. For a capital project to be an eligible use of Capital Projects Fund grant funds, it must meet all of the following criteria:. The following capital projects are identified in the Capital Projects Fund Guidance as being eligible uses of Capital Projects Fund grant funding:.
Case-by-Case Review : In addition to the eligible Capital Projects identified above, recipients may propose a different use of funds. Such uses must meet the statutory criteria, and recipients will be required to demonstrate that any such projects satisfy the eligibility criteria identified in the Capital Projects Fund Guidance. Capital Projects Fund grant funding can also be used for the ancillary costs related to eligible capital projects that are necessary to put the asset to full use.
For example, if an applicant plans for Digital Connectivity Technology Projects, Capital Projects Fund awards can be used to provide digital literacy training to community members so that they gain the knowledge and skills necessary to make full use of the devices in order to conduct activities related to education, work, and health monitoring.
Capital Projects Fund recipients are required to meet certain compliance and reporting requirements. Recipient reporting requirements vary by eligible use and project type. Treasury plans to host webinars to provide additional information about the Capital Projects Fund for eligible applicants.
Materials from the webinars will be posted to this website after the sessions. Treasury has developed a Capital Projects Fund Environmental Checklist that Recipients may use to assist in planning for and carrying out projects funded by the Capital Projects Fund. Please review the checklist for more information. Recipients are not required to submit this checklist to Treasury. Treasury has published Frequently Asked Questions that Recipients may reference as they move through the Capital Projects Fund grant process.
Treasury will update the FAQ document periodically and will publish the most recent version to this website. Additional questions can be submitted to CapitalProjectsFund treasury. Treasury has developed a Best Practices Guide that provides a brief overview of the CPF Grant and Program Plan submission process and identifies several best practices for recipients.
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S Mint. Featured Stories. June 8, The U. Economic Recovery in International Context. May 26, Measuring the Strength of the Recovery. View all Featured Stories. Press Releases. June 17, U. View All Press Releases. Remarks and Statements. Department of the Treasury and the Office of the U. View All Remarks and Statements. Previously, Select worked with Stivers to figure out how much money year-olds should invest each month to become a millionaire by age The same rates of return were considered and we found that — across the board — year-olds would have to invest much more money each month to reach the same goal by the same age.
A five-year age difference may not seem like much, but when it comes to investing it can have a huge impact on how aggressive your contributions need to be. This is because compound interest is most powerful when it has a longer amount of time to grow your money.
Depending on your circumstances, making such aggressive contributions may feel like a squeeze. In fact, many people must often prioritize other life expenses, such as raising a child or caring for aging parents — or both simultaneously, and more. However, it's important to keep in mind that even making smaller contributions can grow and potentially have a profound impact on your financial situation over time.
Over the years, many investing apps have made the process of growing wealth more accessible to more people with different needs. Acorns , for example, allows users to invest the "spare change" they accrue from making everyday purchases like coffee, textbooks and clothing — purchases they were going to have to make anyway. This way, they're basically investing on autopilot. Fractional shares can be instrumental if you can't yet afford a full share of a stock but still want to get some skin in the game.
But the options don't stop there. Some platforms apps, like Wealthfront and Betterment , use robo-advisors to help you determine which investments make sense for you based on your risk tolerance , goals and retirement date. Robo-advisors also take on the task of automatically rebalancing your portfolio as you get closer to the target date for your goals be it retirement or buying a house. This way, you don't have to worry about adjusting the allocation yourself.
It's also important to note that when investing in stocks , you shouldn't just throw your money at random individual stocks. Also note that past returns do not guarantee future success. Investing can be a very impactful way to grow your money, especially when you consider the three main factors that play a role in how much wealth you build: rate of return, how much you invest each month and, of course, time.
Regardless of what your money goals are, beginning with small steps can make a difference. Catch up on Select's in-depth coverage of personal finance , tech and tools , wellness and more, and follow us on Facebook , Instagram and Twitter to stay up to date. Skip Navigation. Select Logo. Follow Select.
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